NO MATTER WHAT YOU'VE BEEN TOLD...
YOU CAN BUY A HOME, RIGHT NOW, TODAY.
AND IT DOESN'T MATTER HOW BAD YOUR FINANCES, OR CREDIT IS!
AND YOU CAN DO IT WITH...
ABSOLUTELY NO MONEY DOWN!
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We are a LENDER not a LOAN BROKER-- so we NEVER charge a Brokerage Fee! National Lender-- Personal Touch Committed to providing all of your financing needs. As a Nationwide Lender dealing with high volume, we can accomplish things that other lenders can only dream of.... Click Here for Details of Loan Programs Toll Free-- 916 532 0010 First Time Buyer Loans Down Payment Grants Absolutely No Down Loans 107% LTV No Down Loan 100% Investor Loans Stated Income Loans No Doc, No Job Loans Bad Credit No Down Loans No Credit No Down Loans Credit Challenged Loans Hard Money Loans Debt Consolidations 125% Refinances Commercial Loans Haven't Found the Perfect Property? Click above on "New Properties"-- Just complete the short form with a description of your desired home. When we find it, we'll let you know! Credit Problems? Are credit problems holding you back? Our credit specialists have done wonders removing, judgments, collections, late pays, repos, etc, from credit files so that our clients are no longer held back by past mistakes and issues. With credit issues no longer on their file, they are now qualified to buy without dealing with the higher rates and down payments that are usually associated with credit problems. Click here for Credit Repair |
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See Below for Details of Loan Programs |
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| First Time Buyer Loan Programs | Down Payment Assistance & Grants | Absolutely No Down Loans |
| 107% LTV Loans | 100% No Down Investor Loans | Stated Income Loans |
| No Doc, No Job Loans | Bad Credit No Down Loans | No Credit No Down Loans |
| Credit Challenged Loans | Hard Money Loans | Debt Consolidations |
| 125% Refinances and Debt Consolidations | Commercial Loans |
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See Below for Details of our many Loan Programs |
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For Immediate Loan Assistance or Consultation, Call our friendly professionals 866 456 2317 |
Finding the perfect loan is as much a creative art, as an exact science. The reality is that every potential loan always has it's own unique set of individual strengths and weaknesses. In some cases the positive attributes of the buyer can make up for the negatives of the property-- and vice versa.
No loan is perfect, in and of itself. The perfect loan and financial structuring is always created by tailoring it to fit your specific needs and circumstances, taking into account the attributes of both you and the subject property.
We are committed to finding the financing option that best accomplishes your objectives.
As a Nationwide Lender (not a broker-- We never charge a brokerage fee), we can accomplish things that other companies simply can not. And we can do it almost instantaneously.
We interface directly with the secondary markets so we can actually have an approval, not just a prequalification, but an actual loan approval within 10 minutes of verifying your complete information.
If it can be done, we can and will do it-- for you.
Note: If you have Good Credit, we have the lowest rates and best terms available anywhere-- plus, Bad Credit? we have 100's of special programs for bad credit home loans with absolutely no down payment. These home mortgages can be used for purchase, refinance, cash out refinance, debt consolidation, etc and are available in Alaska AK Alabama AL Arkansas AR Arizona AZ California CA Colorado CO Connecticut CT Washington DC Delaware DE Florida FL Georgia GA Hawaii HI Iowa IA Idaho ID Illinois IL Indiana IN Kansas KS Kentucky KY Louisiana LA Massachusetts MA Maryland MD Maine ME Michigan MI Minnesota MI Missouri MO Mississippi MS Montana North Carolina NC North Dakota ND Nebraska NE New Hampshire NH New Jersey NJ New Mexico NM Nevada NV New York NY Ohio OH Oklahoma OK Oregon OR Pennsylvania PA Rhode Island RI South Carolina SC South Dakota SD Tennessee TN Texas TX Utah UT Virginia VA Vermont VT Washington WA Wisconsin WS West Virginia WV Wyoming WY
Quick Synopsis of Some Available Loan Options
First Time Buyer Programs
Specific financing programs available for borrowers who have not had an interest in a home for the past 2 to 3 years. What are the benefits? They vary depending on your location, income, credit and other criteria. The important thing to remember is that if you fit into the criteria for your area, it can usually reduce your interest rate, payment amount, or down payment requirement. Apply Now!
Down Payment Assistance and Cash Grants
There are many agencies, charities, municipalities, etc... that will either lend you part of the down payment, all of the down payment, (usually repaid over 20 years), OR, many many programs in which your down payment is actually given to you, (this is common, one just needs to know where and how to apply). Some of the Down Payment assistance programs have income limitations-- the rational being that if you make over a certain amount of money you should have been able to save your down payment. Many others programs have no such constraints. Let us know your situation and we'll find the one that works best for you. Apply Now!
Absolutely No Down Loans
There are many government and conventional loan programs that, if you have sufficiently good credit, and your income vs. debt ratios are not too high, a loan of 100% of the purchase price will be given you. However, remember there are still closing costs that must be paid. (Note: we work in conjunction with your realtor to negotiate a transaction in which the seller, pays most of your closing costs) For a Realtor who knows how and is willing to work hard to minimize your costs, click here. Apply Now!
107% LTV Loans
These are loans in which the lender will give 107% of the purchase price. Why would they do that? That extra 3% covers all of your closing costs. Requires good credit and reasonable debt ratios. Apply Now!
100% Non-Owner Occupied Investor Loan
If you are an investor with good credit (700 fico score & above click here for credit report) you can get the entire purchase price of your residential property financed. There are many ways to accomplish this but the most usual is a First Mortgage for 80% of the value and then a "Piggy Back" loan funded by us for the remaining 20% of the value. Apply Now!
Stated Income Loans
Some people make a ton of money, but have a great tax man so that their tax returns show little or no income. We understand the realities of aggressive tax manipulation. As such, with reasonable credit and an ability to show income (via bank statements or other similar methods), we can use your statement of your income to get you qualified. Apply Now!
No Doc, No Asset, No Job Loans
Do you have a great tax man? No bank accounts? No Job? Couldn't prove the ability to buy a hamburger? But REALLY GOOD credit? If so, you just have to prove that you are still breathing :-) It can be reasonably assumed that you have an income from some source to pay your existing obligations so... Even though we can't verify anything-- as with the stated income loan, we can use your statement of income and ability to pay to get you qualified. Apply Now!
Bad Credit Home Loans with No Money Down
Do you have big credit problems? This doesn't mean that you can't buy-- We have many programs that can fund bad credit home loans with no money down. The worst that can happen is that you might have to use creative financing techniques to become a home owner. We have all loan programs needed to implement these techniques. Apply Now!
Also see- Our Free Online Creative Financing No Down Course. This free online book will show you everything that you need to know about alternative ways to buy. Even with no loan at all.
No Credit, No Down Loans
Many people believe that buying a home is difficult and requires the establishment of substantial good credit before they may take that important step to home ownership. That is absolutely untrue. The truth is that it is easier to buy than to rent-- and no credit is much better than bad credit. Many of the newest government programs will allow the person with absolutely no credit and no money to buy. Apply Now!
Credit Challenged Loans
Do you have a recent Bankruptcy? Charge offs? Late Payments? Collections?, etc... but you have some cash to work with? If so, you can still buy! We have the largest assortment of sub prime loans to provide financing even with these issues. What's the drawback? The corporations that actually fund these loans, know that they are taking a risk. As such they require a slightly higher interest rate to compensate for that risk. If the rate for the person with perfect credit was 6.5% you can expect that these loans would be around 8%.
Is it worth it to pay the higher interest rate in order to become a homeowner? Only you can really answer that question-- but many have found that when you take into account the tax write offs you will receive (see Taxes), the money you will earn from appreciation, the security of home ownership (the landlord will never again tell you to move because he needs a place for his cousin), most people agree that the higher interest rate is definitely worth it. Apply Now!
NOTE: If you buy the property and then work on the credit issues see credit repair, your home can be refinanced to a low rate within 6 months.
Hard Money Loans
We have a myriad of sources for funding, so that no matter what your credit, no matter what your income, no matter what your down payment, as long as the loan that you need is no more than 65% to 75% of the subject property's value (as distinguished from price), we can fund it-- whether for a purchase or refinance. Apply Now!
Debt Consolidations
Do you own a home with equity? Do you have some car payments and credit card payments that are costing you a fortune? A properly structured debt consolidation can pay off those high interest high payment loans-- merge them into your house payment and save you hundreds per month! Apply Now!
125% Refinances
Do
you own a home with No Equity? We can still save you hundreds per
month. Is your home worth $200,000 thousand dollars? We can lend all
of your equity plus $50,000 more than your home is worth and let you use it to
pay off those high interest debts or use however you see fit. Start a
business? Down Payment for that great real estate deal? Buy that new
luxury car? This loan gives you options. apply now!
Commercial Loans
Rates and Structuring requirements of commercial loans is highly fluid and changes almost with the wind. Apprise us of your situation and needs-- One of our professionals will give you the best options presently available. Apply Now!
How much will your payments be? What can you qualify for?
Note: We have the lowest rates available if you great credit and programs for bad credit home loans with no money down. All of these are available nationwide-- Alaska home loans, mortgages, Alabama home loans, mortgages, Arkansas home loans, mortgages, Arizona home loans, mortgages, California home loans, mortgages, Colorado home loans, mortgages, Connecticut home loans, morgages, Washington DC home loans, Delaware home loans, morgages Florida home loans, morgages Georgia home loans, morgages Hawaii home loans, morgages Iowa home loans, Idaho home loans, Illinois home loans, morgages Indiana home loans, Kansas home loans, Kentucky home loans, Louisiana home loans, Massachusetts home loans, Maryland home loans, morgages Maine home loans, Michigan home loans, Minnesota home loans, Missouri home loans, Mississippi home loans, Montana home loans, North Carolina home loans, North Dakota home loans, Nebraska home loans, New Hampshire home loans, New Jersey home loans, New Mexico home loans, Nevada home loans, New York home loans, Ohio home loans, Oklahoma home loans, Oregon home loans, Pennsylvania home loans, Rhode Island home loans, South Carolina home loans, South Dakota home loans, Tennessee home loans, Texas home loans, Utah home loans, Virginia home loans, Vermont home loans, Washington home loans, Wisconsin home loans, West Virginia home loans, Wyoming home loans
Remember: If you have good credit, we have the lowest rates available in addition to programs for bad credit home loans with no money down.
How to slash your household payments by 50%
SAVE $500 PER MONTH-- or More!
Do what Patty did...... Contact
The All Solutions Network,
for the lowest available interest, 125% LTV debt consolidation.
When Patty called us, her credit cards and auto payments were more than $900 per month. After we completed her financial restructuring, Patty's monthly payments were reduced by over $500 dollars per month! And we did it with NO MONEY out of her pocket and NO EQUITY in her home.
Is it Worth 5 Minutes to Cut Your Monthly Payments in Half?
Apply Now! To discover just how much money you can save.
Whether you are looking to Purchase a home, Refinance, or Consolidate Debts-- even if you have past or current credit problems, We have available the best rates, the best terms and the most liberal qualifying criteria...
If you want more money in your pocket, and fewer bills to pay, Or if you want the best available rates on that home you are thinking of buying--
Let us find the perfect loan for you...