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We are a LENDER not a LOAN BROKER-- so we NEVER charge a Brokerage Fee! National Lender-- Personal Touch Committed to providing all of your financing needs. As a Nationwide Lender dealing with high volume, we can accomplish things that other lenders can only dream of.... Click Here for Details of Loan Programs Toll Free-- 916 968 5034 First Time Buyer Loans Down Payment Grants Absolutely No Down Loans 107% LTV No Down Loan 100% Investor Loans Stated Income Loans No Doc, No Job Loans Bad Credit No Down Loans No Credit No Down Loans Credit Challenged Loans Hard Money Loans Debt Consolidations 125% Refinances Commercial Loans Haven't Found the Perfect Property? Click above on "New Properties"-- Just complete the short form with a description of your desired home. When we find it, we'll let you know! Credit Problems? Are credit problems holding you back? Our credit specialists have done wonders removing, judgments, collections, late pays, repos, etc, from credit files so that our clients are no longer held back by past mistakes and issues. With credit issues no longer on their file, they are now qualified to buy without dealing with the higher rates and down payments that are usually associated with credit problems. Click here for Credit Repair |
Congratulations on your decision to become a homeowner! The resulting security, investment value and tax write-off make it one of the best decisions any person can ever make for themselves and family.
You have been directed to this page because we know that a loan program is available for you. Your loan representative has already made an initial preliminary analysis of your qualifying information. In doing so, some issues arose that will require further work, investigation and expense to get an actual loan approval on a specific program that minimizes the down payment and interest rate for the purchase of your home or completion of your refinance.
Based on the information that we now have, we know that your situation will fit into, at least, one of the hundreds of loan programs that we have available. We do not, yet, however, know which one. Will it be a 100% loan with $0 down, 95% loan with 5% down, 90% loan you pay 5% down with the seller carrying 5%, an 80% loan with the seller carrying the balance?, etc… Without more information and work-- we don't know. We have many loan programs available, but our goal is to find the one that gives you the best interest rate with the lowest initial investment.
There is financing for you, but, to go further to find the best available financing to fit your needs and situation will require a small Application Fee. This fee is to offset cost of the additional information gathering work and expense of Tri-merged and/or Residential Mortgage Credit Report which allows us to supplement the report and when reasonable ask for the deletion of certain negative items.
The amount of this Application Fee covering the additional report and investigation is $30 dollars.
Note: this is not credit repair— Credit repair is an all encompassing dispute of every derogatory item on the credit report, very time consuming and requires 3 to 4 months for substantial results. For more information on credit repair click here. But Remember--unless, otherwise approved or directed by your loan representative— Do not order credit repair services UNTIL YOUR LOAN HAS FUNDED. Many loan programs will not fund if credit items are currently in dispute.